Whether you live near Turkey Creek, in one of Merrillville’s residential subdivisions, or commute daily to nearby cities, having the right insurance means staying protected from unexpected events while gaining peace of mind for the future.

Get a Home, Auto, or Life Insurance Quote

Specialized Insurance for Merrillville Residents

Shirer Insurance Services provides tailored personal insurance solutions for individuals and families throughout Merrillville and Northwest Indiana. As an independent agency, we help you compare coverage options from top carriers to find the right fit for your home, vehicles, and long‑term goals.

We offer:

• Home Insurance for single‑family homes, condos, and rental properties—covering dwelling, personal property, liability, additional living expenses, and optional endorsements like water backup, scheduled valuables, and service line protection.
• Auto Insurance including liability, collision, comprehensive, medical payments, uninsured/underinsured motorist, and available discounts for safe drivers, multi‑vehicle households, telematics programs, and bundling.
• Life Insurance options such as term, whole, and universal life—designed to protect income, secure your family’s financial stability, and support long‑term planning.

We take time to understand your needs and recommend personalized coverage based on your home’s value, vehicle usage, lifestyle, and goals.

Why Merrillville Families Choose Shirer Insurance Services

We combine local service with the flexibility of an independent agency—giving you choice, support, and transparent guidance every step of the way.

With us, you get:

• Clear, personalized insurance guidance that simplifies coverage decisions
• Responsive service for quoting, renewals, claims support, and policy changes
• Competitive pricing through access to multiple trusted insurance carriers
• Coverage that aligns with your property, driving habits, and family needs

Whether you’re moving into a new home, adding a teen driver to your policy, or planning for your family’s financial future, we’re here to help protect every stage of life.

A Commitment to Protecting What Matters Most

At Shirer Insurance Services, our focus is on building long‑term client relationships through trust, expertise, and proactive support. Your home, vehicle, and your family’s future deserve reliable protection—and we’re dedicated to helping you secure it.

We’re here to safeguard your home, vehicle, and family—today and for the years ahead.

Frequently Asked Questions: Merrillville Home, Auto & Life Insurance

1) What home insurance coverages are most important in Merrillville, IN?

Essential protections include dwelling, personal property, liability, and loss of use. Many Merrillville homeowners also consider endorsements such as water backup, service line, and scheduled valuables for expanded protection.

2) What factors affect auto insurance rates in Merrillville?

Rates can be influenced by driving history, vehicle type, annual mileage, coverage limits, and available discounts. Bundling home and auto often provides meaningful savings.

3) How do I choose between term and whole life insurance?

Term life insurance is typically the most affordable option for covering income replacement and major financial obligations. Whole or universal life provides lifetime protection and may build cash value. We’ll help you compare benefits based on your goals and budget.

4) Can I bundle home, auto, and life insurance?

Yes — bundling often offers multi‑policy discounts, simplifies your insurance management, and provides consistent protection across your most important assets.

5) How quickly can I get a quote for Merrillville insurance?

Very quickly. Share a few details about your home, vehicles, and coverage needs, and Shirer Insurance Services will provide fast, competitive quotes with clear recommendations.