From historic homes near downtown to newer communities and surrounding rural areas, residents count on coverage that protects their property, vehicles, and loved ones—backed by responsive service and clear guidance.

Get a Home, Auto, or Life Insurance Quote

Specialized Insurance for Valparaiso Residents

Shirer Insurance Services provides tailored personal insurance solutions for individuals and families throughout Valparaiso and Northwest Indiana. As an independent agency, we help you compare options from respected carriers and configure coverage that fits your needs and budget.

We offer:

• Home Insurance for primary residences, condos, and rental properties—coverages for dwelling, personal property, liability, and additional living expenses, plus endorsements to fine‑tune your policy (e.g., water backup, scheduled valuables, service line).
• Auto Insurance with liability, comprehensive, collision, uninsured/underinsured motorist, medical payments, and a range of discounts (safe driver, telematics, multi‑vehicle, and bundling).
• Life Insurance options including term, whole, and universal life—to protect income, manage debt, and support long‑term plans like college funding and legacy goals.

We take time to understand your priorities and recommend protection aligned to your home value, vehicle usage, and life stage.

Why Valparaiso Families Choose Shirer Insurance Services

We pair friendly, local service with the flexibility of an independent agency—so you get choice, clarity, and consistent support.

You can expect:

• Personalized guidance that simplifies decisions and uncovers savings opportunities.
• Responsive service for quotes, renewals, policy changes, certificates, and claims support.
• Coverage alignment with your property, driving habits, and family goals.
• Access to multiple carriers for competitive pricing and dependable protection.

A Commitment to Protecting What Matters Most

Our mission is to deliver real value with reliable coverage and proactive service—so your insurance keeps up with life’s changes. Whether you’re buying a home, adding a teen driver, or planning for the future, Shirer Insurance Services is here with clear answers and tailored solutions.

We’re here to protect your home, vehicle, and family—today and for the years ahead.

Frequently Asked Questions: Valparaiso Home, Auto & Life Insurance

1) What home insurance coverages are most important in Valparaiso, IN?

Most homeowners consider dwelling, personal property, liability, and loss of use essential. Endorsements for water backup, scheduled jewelry or collectibles, and service line coverage can add meaningful protection.

2) How can I lower my auto insurance premium?

Consider bundling home and auto, enrolling in safe‑driver/telematics programs, setting higher deductibles to a comfortable level, and reviewing annual mileage and vehicle use. We’ll help identify every discount you qualify for.

3) What type of life insurance should I choose—term or permanent?

Term life is often the most cost‑effective for income replacement over a set period (e.g., 20–30 years). Whole or universal life can provide lifetime coverage and potential cash value. We’ll align options to your budget and long‑term goals.

4) Can I bundle home, auto, and life insurance for savings?

Often, yes. Many carriers offer multi‑policy discounts when you bundle two or more policies, helping reduce premiums and simplify your insurance management.

5) How fast can I get a quote?

Quickly. Share a few details about your home, vehicles, and coverage goals, and Shirer Insurance Services will provide fast, competitive quotes with clear recommendations.